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Legal
Cross State Funding Corp. is a Registered Mortgage Broker in New York and a licensed mortgage broker in Florida. Nationwide DSCR business-purpose investment-property financing is offered separately through available lender and program relationships. Company NMLS #98185.
Last updated: September 2026
Cross State Funding Corp. offers DSCR/business-purpose investment-property financing nationwide through available lender and program relationships. Availability and terms are subject to lender and program eligibility, borrower eligibility, property eligibility, and applicable requirements.
This nationwide DSCR offering is distinct from the residential mortgage registration and licensing information below. It does not mean Cross State Funding Corp. holds identical residential mortgage licenses in every state.
For residential mortgage brokerage, Cross State Funding Corp. is a Registered Mortgage Broker in New York and licensed to arrange mortgages in Florida. The state registration/license numbers and required mortgage broker disclosures are listed below.
| State | License | Disclosure |
|---|---|---|
| New York | #A005800 | Registered Mortgage Broker — NYS Department of Financial Services. Reg. # A005800. NMLS # 98185. All mortgage loans arranged with third-party providers. |
| Florida | #MBR2541 | Licensed mortgage broker FL. License # MBR2541. Not empowered to make mortgage loans, all loans arranged by third parties. NMLS # 98185. |
To verify our company registration/license or any individual loan officer's authorization in a given state, look us up on NMLS Consumer Access using our company NMLS #98185 or the individual NMLS ID listed below.
Every loan officer at Cross State Funding Corp. is individually licensed. Click any NMLS ID below to verify that officer's authorizations directly with NMLS Consumer Access.
We do not discriminate against any individual or group based on race, color, religion, national origin, sex, handicap, familial status, sexual orientation, gender identity, source of income, or other characteristics protected by federal, state, or local law.
For Informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
If you have a concern about service, please reach our team at (877) 234-1898 or [email protected] so we can address it directly. The NMLS also provides an industrywide consumer-complaint mechanism at NMLS Consumer Access.
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