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Long Island — Suffolk
Cross State Funding serves borrowers in Commack and Suffolk County. We are a Registered Mortgage Broker in New York and arrange residential mortgage loans through third-party providers. This page covers the broader mortgage relationship: home purchase, refinance, home equity, and supported loan programs.
Why Cross State Funding
Market and property considerations
Residential mortgage services
This Commack service page is intentionally broader than a purchase-only landing page.
Get prequalified, compare supported buyer programs, and coordinate financing from offer through closing.
Review whether changing the existing mortgage fits your payment, term, equity, or cash-out goals.
Compare supported home-equity or HELOC-style options when retaining the first mortgage may make sense.
Loan programs
Program availability and eligibility depend on the borrower, property, occupancy, requested loan amount, and lender guidelines.
Frequently asked
Nearby markets
Registered Mortgage Broker — NYS Department of Financial Services. Reg. # A005800. NMLS # 98185. All mortgage loans arranged with third-party providers.
Not empowered to make mortgage loans, all loans arranged through third parties.
Physical business address: 416 Oliver Street, North Tonawanda, NY 14120.
Program availability, rates, fees, terms, and eligibility depend on credit, property, occupancy, program, and lender. This page is informational and is not a commitment to lend or approval.
Connect with our experts today
Whether you're ready for a fast prequalification, want an honest rate conversation, or need a second opinion on a quote you already have, we're here. Family-owned, local, and easy to reach. No spam, no surprise fees, no obligation.